Last year, I was taking a prescription drug for cholesterol that carried an unusually high co-pay.
Typically, I think I’m a pretty savvy health-care consumer. But I continued to pay the steep co-pay for months, until it occurred to me to ask my primary-care physician whether a generic could work as well.
He switched me to a generic drug, and I lowered my co-pay by about $50. And my cholesterol levels didn’t notice the difference.
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